TDS: It’s Worth Referring the Matter

Post length: 3,191 words, just over 14 minutes.

In July 2016 we completed the purchase of our first home and moved out of a property we rented via Greenwood & Company. During the checkout process the agent attempted to retain some of the deposit for alleged cleaning oversights. We challenged the claim ultimately opening a Deposit Dispute with the Tenancy Deposit Scheme, resulting in us getting all every penny of our money back. This is how it played out for us. (If you want to just read the case we presented to the TDS — a summary of the dispute — rather than what went on in the lead up, jump down to here.)

We moved into the rented property back in 2013. When we’d first seen the property advertised the price was beyond what we were willing to pay so looked on despite thinking that it would suit us. A week or so later we noticed the price had been reduced and decided to view it. We viewed, offered and our offer was accepted. We moved in a couple of weeks after that. By this time the property had been empty for a number of weeks — it was empty when we viewed and remained so while we went through the usual credit and ID checks. When we moved in we set to cleaning the whole property from top to bottom — it wasn’t dirty but it was obvious it had been left untouched for a little while. [read more]

Posted on Monday 22nd August, 2016 at 10:33 am in Home.
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House Hunting

Post length: 1,482 words, about 6 and a half minutes.

Monica and I have recently been looking to buy a house. We got a mortgage agreement in principal, set our budget and set about looking for houses.

Living in the south east of England house prices are notoriously high, so I thought I’d take a look at some areas I have a connection to and see what the same budget — £300,000 — would buy there. For reference, let’s see the kind of property £300k will buy in Surrey and Hampshire.

[read more]

Posted on Monday 14th December, 2015 at 9:29 am in Home, Uncategorized.
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We’re being painted

Post length: 133 words, about 0 and a half minutes.

At least I think we’re going to get painted. And at least the outside of the house.

We did notice recently that the fascias of the house have started to look a bit shabby, in fact on the two highest points on our house and the one next door have started to totally peel off. Given the note we received said that they won’t be using scaffolding and the decorators did indeed arrive yesterday with a set of ladders on the roof of their van yesterday, I’m a little skeptical that they’ll be able to reach, let alone effectively paint, the higher points on our house which stand at over 3 stories high.

It’s also interesting to learn, two years after moving in, that we have a management company for the mews. [read more]

Posted on Tuesday 3rd March, 2015 at 5:22 pm in Home.
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Finance: April 2012

Post length: 295 words, about 1 and a half minutes.

With April now done and dusted it’s time to see if I managed to keep to my plan to reduce my monthly spending and increase how much I save. I have turned April’s spending into the same pie chart as February and March’s spending with the same groups of outgoings. If you compare this chart to the previous months you can see that it’s quite different — housekeeping is (slightly unexpectedly) noticeably larger, as it travel. Purchases around half that of the previous two months, while food is higher than either of the previous months. Overall spending was roughly the same as the previous months so it makes a good comparison. [read more]

Posted on Sunday 6th May, 2012 at 2:51 am in Home.
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Finances: February / March 2012

Post length: 629 words, almost 3 minutes.

My housemate made a comment with regard to finances the other day and it made me think. She commented on how I should be able to put a certain amount of money into saving each month. While I do save money, and I have a salary-sacrifice pension too, I don’t think I am saving as much as possibly I could. I was also thinking recently about a possible future change to my outgoings and wondering what I could afford. So I decided to do some analysis on my spending over a few months in early 2012. The following is a break down of February and March, and I will take a look at April once the month is complete.

I have broken my spending down into 10 broad categories: housekeeping, basic outgoings for rent, electricity, home insurance, TV license, etc. (I think it’s worth noting that I don’t pay 100% of these expenses, they are generally split 50/50 with my housemate, but as they go through my account they are all included in this analysis); entertainment, including going out, books, DVDs, music, games, etc.; cash, as I have taken this information from bank statements I can’t define what cash is spent on, it is most likely a mix of the other categories; purchases, general material purchases such as clothes and camera equipment; [read more]

Posted on Wednesday 4th April, 2012 at 1:16 am in Home.
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"Left. No, left. No. That's the wrong way."

Post length: 130 words, about 0 and a half minutes.

I just got in to find Dana shouting directions down the phone to Tim who is trying to find his way out of Birmingham (the place he lives, incidentally).  This wouldn’t seem like a strange thing if it weren’t for the fact she’s having to shout everything three or four times before he listens and takes action.  He also seems to have no clue where he is.  No clue at all.  God knows what he would do if he was left alone, or if Dana wasn’t quite so… accomodating.  I know I’d have got fed up with having to shout things over and over and over for half an hour (and still going!), no matter who it was.

And the best bit of all?  He demanded she ring him back.

Posted on Friday 25th September, 2009 at 7:27 pm in Home, People.
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Don't say: "Are you planning to stay all night?"

Post length: 1,187 words, about 5 and a half minutes.

A couple of weeks ago Paul, a work acquaintance of Dana and I, got married.  While they married in a small ceremony in Spain, they had a reception back here for around 200 people at a posh hotel.  I was invited, as was Phil, Dana and Tim.

We were told about it quite a long time ago, and Dana had spoken to Tim about him going.  He’d not been very keen on the idea and had initially tried to convince Dana that she shouldn’t go, simply because he didn’t want to.  Thankfully she stood her ground and said she was going, and that it was up to him if he wanted to.  He agreed to come along after he’d finished work and made his way back from Birmingham.  She offered for him to give both me and Phil a lift back after the reception. [read more]

Posted on Saturday 1st August, 2009 at 1:38 am in Home, People.
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Another 6 months

Post length: 747 words, about 3 and a half minutes.

What a twat.  Excuse my language, but what a fucking twat.

Guess who I’m talking about.  Yeah, it’s Tim.  Dana’s not very well — she’s got a pain in her lower abdominal area which has been bothering her for a few days, and today it got worse.  So she went to the doctor today and they gave her some antibiotics for the infection she’s had, but they also said it might be apendicitis.  That’s a bit worrying in my eyes and I know it can take a turn for the worse very quickly. [read more]

Posted on Monday 20th October, 2008 at 9:25 pm in Home, People.
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Fallout from a fickle industry

Post length: 930 words, just over 4 minutes.

So Tim lost his job.  Oh well.

Let me explain.  Tim is an animator, he draws stuff.  Currently he works for Rare, a computer game studio owned by Microsoft.  It seems that this industry, like most industries based around the arts, is pretty fickle and unstable.  When there’s work on it’s great, when there isn’t then there’s a whole load of talented people all looking for work doing the same thing.  His contract was only ever short — 3 months I think initially extended to 6 months — working on the little rip-off Wii Mii things Microsoft are releasing as part of their XBox 360 dashboard enhancements this autumn.  He heard today that they wouldn’t be extending his contract simply because they don’t have any work for them to do. [read more]

Posted on Monday 6th October, 2008 at 9:31 pm in Home, People.
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Escaping the decorators

Post length: 536 words, about 2 and a half minutes.

I’m so tired.  I can’t concentrate on what I’m supposed to be doing — I tried to do some work but I just can’t think stright.  On that front it doesn’t help that I don’t have access to the internet on this train.  They call this a main line. [read more]

Posted on Wednesday 28th February, 2007 at 8:40 am in Home.
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